Preheat the Oven – Set your oven to 350°F (175°C) and grease a 9×5-inch loaf pan with butter or non-stick spray.
Mix Dry Ingredients – In a bowl, whisk together flour, baking soda, salt, and cinnamon. Set aside.
Prepare the Batter – In a separate large bowl, beat the butter and sugar together until light and fluffy. Add eggs, one at a time, then mix in vanilla extract, mashed bananas, and sour cream.
Incorporate the Dry Ingredients – Gradually fold the dry mixture into the wet mixture until just combined.
Prepare the Cream Cheese Layer – In a small bowl, beat the softened cream cheese until smooth.
Assemble the Bread – Pour half of the banana batter into the loaf pan. Spread the cream cheese mixture evenly over it, then top with the remaining banana batter.
Bake – Bake for 50-60 minutes, or until a toothpick inserted in the center comes out clean.
Cool and Serve – Let the bread cool in the pan for about 10 minutes before transferring to a wire rack. Slice and enjoy!
Serving and Storage Tips

Decadent Cream Cheese Banana Bread
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