In a large pot or Dutch oven, heat the olive oil over medium-high heat. Add the ground beef and cook, breaking it up with a spoon, until browned and fully cooked. If using stew meat, cook until browned on all sides.
Add the chopped onion, bell pepper, and minced garlic to the pot and sauté for 5-7 minutes, until softened.
Stir in the diced tomatoes, tomato paste, kidney beans, pinto beans, and green chilies (if using). Add the beef broth, chili powder, cumin, paprika, oregano, salt, black pepper, cayenne pepper (if desired), brown sugar, Worcestershire sauce, and apple cider vinegar.
Bring the chili to a simmer, then reduce the heat to low. Let it cook for at least 45 minutes, stirring occasionally. For deeper flavor, you can simmer for 1 to 1.5 hours.
Taste and adjust seasoning as needed. If the chili is too thick, add more broth or water to reach your desired consistency.
Serve the chili hot, topped with shredded cheese, sour cream, chopped cilantro, jalapeños, or green onions as desired.
Serving and Storage Tips:

Classic Hearty Beef Chili: A Comforting Dish for Any Season
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